These Terms and Conditions (“Terms”) govern your use of the website and services provided by Kyte Capital and Credit Limited, a Nigerian credit and loans company. By accessing or using our website and services, you agree to comply with these Terms. If you do not agree with these Terms, please refrain from using our website and services.

• Eligibility:

  • You must be at least 18 years old and have legal capacity to enter into agreements to use our website and services.

  • By accessing our website and services, you represent and warrant that you meet the eligibility criteria.
    
    

• Use of Website and Services:

  • You may use our website and services for lawful purposes only.

  • You agree not to use our website and services for any illegal, fraudulent, or unauthorized purposes.

  • You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

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• Loan Application and Approval:

  • Loan applications submitted through our website are subject to approval based on our lending criteria.

  • We reserve the right to reject any loan application at our discretion.

  • Approval of loan applications is contingent upon verification of information provided and assessment of creditworthiness.

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• Loan Terms and Repayment:

  • Loans are subject to specific terms and conditions outlined in the loan agreement.

  • You agree to repay the loan amount according to the terms specified in the loan agreement, including applicable interest rates, fees, and repayment schedule.

  • Failure to repay the loan may result in late fees, penalties, and adverse effects on your credit score.

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• Privacy and Security:

  • We are committed to protecting your privacy and confidentiality. Please refer to our Privacy Policy for information on how we collect, use, and disclose personal information.

  • You are responsible for safeguarding your personal information and ensuring the security of your account.

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• Intellectual Property:

  • All content, trademarks, logos, and intellectual property displayed on our website are owned or licensed by us and are protected by copyright and other intellectual property laws.

  • You may not reproduce, distribute, or use any content from our website without prior written consent.

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• Limitation of Liability:

  • We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of our website and services.

  • We do not guarantee the availability, accuracy, or reliability of our website and services.

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• Amendments:

  • We reserve the right to modify, suspend, or terminate our website and services, or these Terms, at any time without prior notice.

  • Continued use of our website and services after any modifications to these Terms constitutes acceptance of the modified Terms.

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• Governing Law:

  • These Terms shall be governed by and construed in accordance with the laws of Nigeria.

  • Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of Nigeria.

If you have any questions or concerns about these Terms, please contact us at +2348133284817.