Travel on your own terms. Explore the world stress-free.
"KYTE Soft" takes care of your travel expenses.
Say goodbye to rent worries and never miss a payment.
"KYTE Rental" ensures you always pay your rent on time.
Your key to ownership. Build wealth one asset at a time.
"ACCELLERATE" fuels your asset acquisition.
Light your way to growth with sustainable power generation equipment.
"KYTE Spark" provides comprehensive electricity solutions for individuals and businesses.
Say yes to eductation. Leap without limits.
"Edukyte" makes learning accessible by funding your education path.
Maximize your profits and fuel your business expansion.
"KYTE Inventory" boosts business efficiency and keeps your shelves stocked.
Your health, our priority. Bridging the gap to better.
"KYTE Health" eases the burden of medical expenses.

We're more than a financial institution, we're your bridge to a brighter future.

As your partner, we offer the support, guidance, and solutions you need to navigate the financial landscape with confidence. At Kyte Capital, we’re dedicated to your growth and success.

Through personalized solutions, we listen, understand your goals, and craft comprehensive strategies that align with your vision. But we’re not just about numbers and transactions. It’s the people and their stories that drive us. Your success is our success, and we take pride in being your trusted partner every step of the way.

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Why Us?

Life can be challenging, but it’s time for a well-deserved breather. That’s why we’ve made it our mission to streamline the loan application experience, ensuring your journey toward financial stability is smooth and stress-free.

Experience hassle-free power equipment purchasing like never before. We guarantee you a new level of convenience as you explore our wide range of power equipment offerings. 

Whether you’re a thriving business aiming for new heights or an individual with big aspirations, we’ve got you covered. We deliver expert financial advice tailored for you to provide the perfect tools and strategies to accelerate your growth, enhance your financial well-being, and unlock a world of opportunities.

Services

Consumer Loans

SME Loans

Asset Finance

Feast your eyes on all the amazing services we have to offer.

Top selling products

Kyte Comfort

Providing loans needed to acquire basic household appliances essential to our daily lives i.e. refrigerators, washing machines, gas cookers, air-conditioners, etc.
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Kyte Rental

Caters to both residential and commercial renters, providing the necessary loan to cover rental payments. Whether you require full or partial rent coverage, Kyte Rental has you covered.
Click Here >>

Asselerate

Our comprehensive offering provides the support needed to acquire vehicles that cater to both personal and business requirements.
Click Here >>
Feast your eyes on all the amazing services we have to offer.

Customer reviews

As a small business owner, I faced many challenges and uncertainties in the market. Kyte Capital understood my goals and vision, and they offered me a loan that enabled me to expand my operations and reach new customers. They are not just a lender, they are a friend.
David
Acres & Hills
I had a dream of opening my own bakery, but I didn’t have enough capital to start. Kyte Capital helped me secure a loan that was tailored to my needs and budget. They were very supportive and friendly throughout the process, and they gave me valuable advice on how to grow my business. Thanks to Kyte Capital, I was able to turn my passion into a reality.
Sarah
Founder, Sweat Treats
Kyte Capital is more than just a lender. They are a partner who cares about your success and happiness. When I needed a loan to buy a new car, they offered me a flexible and affordable repayment plan that suited my income and lifestyle. They also provided me with excellent customer service and guidance along the way. I would highly recommend Kyte Capital to everyone.
James
IT Engineer

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Requirements

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Structured SMEs

● Valid Means of Identification
● Duly signed valid Post-dated Cheques / Standing Orders
● 12 months business account bank statement
● Availability of at least 2 guarantors
● Business registered in Lagos
● Completed loan application form
● Provision of acceptable collateral
● Payment of non-refundable registration fee
● Provision of a 3-year audited financial statement
● Duly executed Credit Contract
● Incorporation Documents

For Self-Employed Individuals

● Valid Means of Identification
● Duly signed valid post-dated Cheques/Standing Orders
● 12 months bank statement – business account
● Availability of at least 2 guarantors
● Business registered in Lagos
● Completed loan application form
● Provision of acceptable collateral
● Payment of non-refundable registration fee
● Provision of 1-year audited financial statement.
● Duly executed Credit Contract
● Provision of Incorporation Document

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Individuals

● Valid Means of Identification
● Salary paid for the last 3 months
● DSR within 33.3%
● Availability of at least 2 guarantors
● Concurrence of employer’s HR
● Completed loan application form
● Resident in Lagos
● Payment of non-refundable registration fee
● Provision of collateral for loans without HR’s concurrence
● Duly filled credit contract (For loans not backed by HR’s conjunction)