Kye Capital and Credit Limited, a Nigerian credit and loans company, is committed to protecting the privacy and confidentiality of our customers’ personal information. This Privacy Policy outlines how we collect, use, disclose, and protect the personal information we collect from individuals who visit our website or use our services.

• Collection of Personal Information:

  • We may collect personal information, including but not limited to, names, contact details, identification documents, financial information, and employment details, when individuals visit our website or apply for our services.

  • We collect personal information directly from individuals or through third parties with consent.

• Use of Personal Information:

  • We use personal information to process loan applications, assess eligibility, and manage customer accounts.

  • Personal information may also be used for communication purposes, such as providing updates on loan applications, promotional offers, insightful and marketing information or important service-related notifications.

  • We may also use personal information for research, analysis, and improving our services.

• Disclosure of Personal Information:

  • We may disclose personal information to our affiliates, partners, service providers, regulatory authorities, or as required by law.

  • Personal information may be disclosed for purposes such as loan processing, credit reporting, fraud prevention, or legal compliance.

• Protection of Personal Information:

  • We implement reasonable security measures to protect personal information from unauthorized access, disclosure, alteration, or destruction.

  • Access to personal information is restricted to authorized personnel who require it for legitimate business purposes.

• Retention of Personal Information:

  • We retain personal information for as long as necessary to fulfill the purposes for which it was collected, or as required by law.

  • Personal information that is no longer needed is securely disposed of or anonymized to prevent identification.

• Consent:

  • By using our website or submitting personal information to us, individuals consent to the collection, use, and disclosure of their personal information as described in this Privacy Policy.

  • Individuals may withdraw consent at any time, subject to legal or contractual obligations.

• Access and Correction:

  • Individuals have the right to access and correct their personal information held by us.

  • Requests for access or correction should be submitted in writing to our Privacy Officer.

• Contact Information:

  • For questions, concerns, or requests regarding our Privacy Policy or the handling of personal information, individuals may contact our Privacy Officer at [contact information].

This Privacy Policy is subject to periodic review and updates. Any changes will be reflected on our website, and individuals are encouraged to review this Privacy Policy regularly for updates.