Have a go at our Consumer Loans curated for you.

Kyte Rental Finance

This is an innovative financial solution tailored specifically for tenants seeking rent payment assistance. Our loan services cater to both residential and commercial renters, providing the necessary financial support to cover their house and store rental payments. Whether you require full or partial rent coverage, Kyte Rental has you
covered. We understand that every situation is unique, which is why our repayment terms are designed to be flexible, spanning a period of 9 to 12 months.

Edu Kyte

Edu Kyte is the ultimate solution for your educational financial needs. Our specialized loan is tailored to fund your academic ambitions, whether it’s career advancement, skill acquisition, or degree completion. From tuition fees to essential materials, Edu Kyte covers all your educational expenses. With flexible options for short-term or extended repayment, our competitive rates and terms alleviate financial concerns. Focus on your studies or training without worrying about finances, as Edu Kyte offers a comfortable repayment period of 9 to 12 months.

Kyte Health

Kyte Health is a medical care financial support designed for individuals who need financial assistance with their medical bills. Whether you need a small loan to cover a routine check-up or a larger loan to cover the costs of a major medical procedure, Kyte Health was designed specifically for you.
Kyte Health allows you to receive loans tailored to your unique financial situation, allowing you to cover the costs of medical procedures, prescriptions, and other medical expenses without breaking the bank. It has a competitive interest rate and flexible repayment options that allow you to pay back over a period of 9 – 12 months.

Kyte Soft

This is your go-to travel expenses service for worry-free vacation planning. We provide the financial support needed to make your dream trip a reality. With Kyte Soft, you can cover your travel costs upfront, ensuring you have the freedom to travel at your convenience without compromising your financial stability.
Whether you’re seeking a romantic getaway, a family vacation, a business trip, or an adventurous journey abroad, Kyte Soft has you covered. Our comprehensive coverage spans a wide range of travel expenses, including flights, hotels, car rentals, cruises, leisure activities, and more.

Requirements

For Individuals

● Valid Means of Identification
● Salary paid for the last 3 months
● DSR within 33.3%
● Availability of at least 2 guarantors
● Concurrence of employer’s HR
● Completed loan application form
● Resident in Lagos
● Payment of non-refundable registration fee
● Provision of collateral for loans without HR’s concurrence
● Duly filled credit contract (For loans not backed by HR’s conjunction)

Frequently Asked Questions

How long does it take to get approved for a consumer loan?

Of course, you can! We support making a strong bond with your loved ones even if you are staying away from them. Any type of food from your home is allowed.Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

What happens if I miss a payment on my consumer loan?

Of course, you can! We support making a strong bond with your loved ones even if you are staying away from them. Any type of food from your home is allowed.Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Can I pay off my consumer loan early?

Of course, you can! We support making a strong bond with your loved ones even if you are staying away from them. Any type of food from your home is allowed.Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

What happens if I can't repay my consumer loan?
Of course, you can! We support making a strong bond with your loved ones even if you are staying away from them. Any type of food from your home is allowed.Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.
Can I apply for a consumer loan while being a guarantor for an existing facility?
Of course, you can! We support making a strong bond with your loved ones even if you are staying away from them. Any type of food from your home is allowed.Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Requirements

For Individuals

● Valid Means of Identification
● Salary paid for the last 3 months
● DSR within 33.3%
● Availability of at least 2 guarantors
● Concurrence of employer’s HR
● Completed loan application form
● Resident in Lagos
● Payment of non-refundable registration fee
● Provision of collateral for loans without HR’s concurrence
● Duly filled credit contract (For loans not backed by HR’s conjunction)

Requirements

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Structured SMEs

● Valid Means of Identification
● Duly signed valid Post-dated Cheques / Standing Orders
● 12 months business account bank statement
● Availability of at least 2 guarantors
● Business registered in Lagos
● Completed loan application form
● Provision of acceptable collateral
● Payment of non-refundable registration fee
● Provision of a 3-year audited financial statement
● Duly executed Credit Contract
● Incorporation Documents

For Self-Employed Individuals

● Valid Means of Identification
● Duly signed valid post-dated Cheques/Standing Orders
● 12 months bank statement – business account
● Availability of at least 2 guarantors
● Business registered in Lagos
● Completed loan application form
● Provision of acceptable collateral
● Payment of non-refundable registration fee
● Provision of 1-year audited financial statement.
● Duly executed Credit Contract
● Provision of Incorporation Document

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.