Wake Up Your To A Wealth Mindset!: 7 Mind-Blowing Ways of Cultivating a Wealth Mindset on Any Income Level

In a world where financial abundance often takes centre stage, it's time to shift our focus to cultivating a wealth mindset that transcends mere numbers.

In a world where financial abundance often takes centre stage, it’s time to shift our focus to cultivating a wealth mindset that transcends mere numbers. Whether you’re just starting your career or well into your journey, embracing a wealth mindset can revolutionize your path towards financial success and overall contentment. Let’s explore how you can awaken your mind to the possibilities, irrespective of your current income.

7 ways having a wealth mindset can revolutionize your path towards financial success

Rethinking Abundance: Imagine starting your day with gratitude for the things you have instead of dwelling on what you lack. Cultivating a wealth mindset begins with recognizing the richness in your life – the supportive people, the skills you possess, and the opportunities that await. True wealth comes in diverse forms beyond the monetary realm.

Embracing Possibility Thinking: Envision a life where the concept of limitation is replaced with boundless opportunity. A wealth mindset flips the script from “I can’t afford it” to “How can I make this happen?” This shift in perspective encourages you to seek creative solutions and unexplored avenues that can lead to financial growth. If you would like to learn more about, then our post on Growth Mindset would walk you through the steps you need to take to achieve this.

Building SelfWorth Beyond Money: A wealth mindset isn’t solely tied to your bank balance; it’s about valuing yourself for your unique qualities. When you recognize your intrinsic worth, your confidence soars. This newfound self-assurance can propel you toward career advancements, entrepreneurial ventures, and opportunities that align with your passions.

Learning and Growing Continuously: Picture a life filled with an insatiable hunger for knowledge and growth. A wealth mindset places emphasis on your personal development journey. By acquiring new skills, reading voraciously, and engaging in lifelong learning, you open doors to unforeseen opportunities and the potential for increased income.

Taking Calculated Risks: Consider the stories of individuals who took calculated leaps to achieve their dreams. A wealth mindset encourages you to step out of your comfort zone. This might involve starting a side hustle, pursuing a new job, or investing wisely. Calculated risks can lead to invaluable experiences and unexpected financial gains.

Surrounding Yourself with Positive Influences: Imagine being part of a circle that uplifts and empowers you. A wealth mindset involves curating your social connections to include those who support your aspirations. Networking with like-minded individuals exposes you to fresh perspectives, collaborations, and resources that can propel your journey.


Celebrating Every Achievement: Think about recognizing and celebrating not only major milestones but every small victory along the way. A wealth mindset includes acknowledging your progress and giving yourself credit. This boosts your confidence and motivates you to aim higher, reminding you that every step matters.

Cultivating a wealth mindset isn’t just about money; it’s about changing your relationship with success and life itself. By adopting a positive, open mindset, you’ll discover that opportunities abound regardless of your current income. Wake up your mind to these possibilities, and watch as it transforms your career, finances, and overall well-being. Remember, a wealth mindset is a journey, and every step you take brings you closer to realizing your full potential.


Our esteemed speaker Benjamin Aduroja, a passionate Certified Finance Coach, Investment Adviser, and innovator will be discussing extensively on this topic at the “Me, My Money and I” webinar. Click Here to register for the event today and get more expert tips on how to develop a wealth mindset.

Requirements

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Structured SMEs

● Valid Means of Identification
● Duly signed valid Post-dated Cheques / Standing Orders
● 12 months business account bank statement
● Availability of at least 2 guarantors
● Business registered in Lagos
● Completed loan application form
● Provision of acceptable collateral
● Payment of non-refundable registration fee
● Provision of a 3-year audited financial statement
● Duly executed Credit Contract
● Incorporation Documents

For Self-Employed Individuals

● Valid Means of Identification
● Duly signed valid post-dated Cheques/Standing Orders
● 12 months bank statement – business account
● Availability of at least 2 guarantors
● Business registered in Lagos
● Completed loan application form
● Provision of acceptable collateral
● Payment of non-refundable registration fee
● Provision of 1-year audited financial statement.
● Duly executed Credit Contract
● Provision of Incorporation Document

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Individuals

● Valid Means of Identification
● Salary paid for the last 3 months
● DSR within 33.3%
● Availability of at least 2 guarantors
● Concurrence of employer’s HR
● Completed loan application form
● Resident in Lagos
● Payment of non-refundable registration fee
● Provision of collateral for loans without HR’s concurrence
● Duly filled credit contract (For loans not backed by HR’s conjunction)