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Elevating Your Earnings: Side Hustles and Startup Strategies To Power Up Your Paycheck
Me, My Money and I Webinar Event
Ebun George

Elevating Your Earnings: 6 Noteworthy Side Hustles and Startup Strategies To Power Up Your Paycheck and Monetize Your Earnings

The journey of elevating your earnings through side hustles and startups is a remarkable one. It’s a path of determination, creativity, and strategic thinking. From the full-time employee seeking fulfilment to the recent graduate dreaming of financial freedom, and even the seasoned professional looking for new challenges, the possibilities are endless

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August 16, 2023 No Comments
Me, My Money and I Webinar Event
Ebun George

Half A Loaf Of Bread: 2 Guaranteed Ways Maximizing Limited Funds for Wealth Diversification And Multiplication Can Make You Rich

In the end, “Half A Loaf Of Bread” isn’t a story of scarcity; it’s a tale of ingenuity. It’s about using what you have to create abundance. Remember, even the mightiest mustard tree starts as a small mustard seed. By maximizing your limited funds through diversification and multiplication, you’re sowing the seeds for a forest of financial success.

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August 16, 2023 No Comments
Ascend By Kyte
Ebun George

8 Ways Of Achieving Work Life Balance: A Pathway to Happiness and Well Being”

In recent years, there’s been countless views and debates on the issue of a work life balance for women. Some argue that it’s nothing but a myth for women, while others say it is attainable when properly planned for and worked on. But whatever the case is, one thing cannot be denied for sure, it is an issue that a lot of women in today’s society struggle with, and it is something that a lot of women want.

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July 28, 2023 1 Comment

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● 3 years of audited financial statement
● 12 months bank statement.

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For Structured SMEs

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● Duly signed valid Post-dated Cheques / Standing Orders
● 12 months business account bank statement
● Availability of at least 2 guarantors
● Business registered in Lagos
● Completed loan application form
● Provision of acceptable collateral
● Payment of non-refundable registration fee
● Provision of a 3-year audited financial statement
● Duly executed Credit Contract
● Incorporation Documents

For Self-Employed Individuals

● Valid Means of Identification
● Duly signed valid post-dated Cheques/Standing Orders
● 12 months bank statement – business account
● Availability of at least 2 guarantors
● Business registered in Lagos
● Completed loan application form
● Provision of acceptable collateral
● Payment of non-refundable registration fee
● Provision of 1-year audited financial statement.
● Duly executed Credit Contract
● Provision of Incorporation Document

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Individuals

● Valid Means of Identification
● Salary paid for the last 3 months
● DSR within 33.3%
● Availability of at least 2 guarantors
● Concurrence of employer’s HR
● Completed loan application form
● Resident in Lagos
● Payment of non-refundable registration fee
● Provision of collateral for loans without HR’s concurrence
● Duly filled credit contract (For loans not backed by HR’s conjunction)