Overcoming Career Identity Crisis: 14 Guide To Reclaiming Your Professional Identity

The journey of choosing the right career is like embarking on a grand adventure, filled with both excitement and trepidation. It’s a decision that can shape the course of your future and impact your overall happiness and fulfilment. So how then can we ensure that we end up choosing a fulfilling one that’s right for us, rather than having to settle?

8 Ways Of Achieving Work Life Balance: A Pathway to Happiness and Well Being”

In recent years, there’s been countless views and debates on the issue of a work life balance for women. Some argue that it’s nothing but a myth for women, while others say it is attainable when properly planned for and worked on. But whatever the case is, one thing cannot be denied for sure, it is an issue that a lot of women in today’s society struggle with, and it is something that a lot of women want.

5 Actionable Strategies for Overcoming Career Challenges and Thriving in Your Path

Deciding on a career path or career paths(whichever the case is) and sticking through with it is no walk in the park. Just like every day comes with its challenges, you’re likely going to have to jump over a few hurdles throughout your professional life. However, following these actionable strategies for overcoming career Challenges can help make the journey a lot smoother.

Coasting At Work: 14 Tested Strategies For Overcoming The Pitfalls Of A Coasting Employee

Are you in a situation where you’re just going through the motions at work, without feeling fully engaged or motivated?  There is a term for it, “Coasting At Work.” It’s when you’re doing the bare minimum like completing your basic tasks without that spark of motivation to excel or contribute more to your job. Coasting at work can lead to reduced productivity and a lack of enthusiasm for your work.

6 Ways Adopting A Growth Mindset Can Foster Your Career Growth And Advancement:

Growth Mindset. I’m curious, is this a concept you’re familiar with? Developed by Carol Dweck, a Stanford University psychologist. Growth Mindset refers to the belief that a person’s abilities and intelligence can be developed and improved over time through dedication, hard work, and a willingness to learn and adapt.  In today’s world, the need to […]

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● Business registered in Lagos
● Completed loan application form
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● Payment of non-refundable registration fee
● Provision of 1-year audited financial statement.
● Duly executed Credit Contract
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For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
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For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

Requirements

For Salary Backed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Concurrence of employer’s HR for salary-backed loans
● Evidence of 30% down payment
● Resident in Lagos
● Payment of non-refundable registration fee (N1,000)
● Proforma invoice from a vendor
● Duly executed terms and conditions agreement

For Self-Employed Individuals

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Duly executed terms and conditions agreement
● Duly signed valid post-dated cheques/standing order
● Request letter (In the company’s letter)
● Payment of non-refundable registration fee (N5,000)
● Incorporation documents
● 1-year audited financial statement.
● 12 months bank statement

For Businesses

● Valid Means of Identification
● Completed loan application form
● Availability of at least 2 guarantors (Director, Top management staff)
● DSR within 33.3%
● Evidence of 30% down payment
● Business registered in Lagos
● Request letter (In the company’s letter)
● Duly signed valid post-dated cheques/standing order
● Duly executed terms and conditions agreement
● Incorporation documents
● Payment of non-refundable registration fee (N5,000)
● 3 years of audited financial statement
● 12 months bank statement.

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For Individuals

● Valid Means of Identification
● Salary paid for the last 3 months
● DSR within 33.3%
● Availability of at least 2 guarantors
● Concurrence of employer’s HR
● Completed loan application form
● Resident in Lagos
● Payment of non-refundable registration fee
● Provision of collateral for loans without HR’s concurrence
● Duly filled credit contract (For loans not backed by HR’s conjunction)